Do I need car insurance?
By having adequate auto
insurance
coverage in place, you can be confident in knowing you’re protected against road risks. That’s why selective’s highly personalized auto insurance experience offers a variety of optional personal auto coverage enhancements to further increase your protection.
Accident forgiveness – waive any increase in your premium as a result of one at-fault accident
diminishing deductible – automatically receive a $100 credit on your deductible and receive additional credit for every claim free year for up to a maximum of $500 in savings
newer car replacement – in the event of a total vehicle loss, you will receive the actual cash value for a car one model year newer and with 15,000 fewer miles.
Buying a car is a major investment – one you want to protect! most lenders requires borrowers to have car insurance, and most states have laws requiring drivers to have insurance. A car is always at risk. Accidents happen. When they do, insurance helps you protect...